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All agents are NOT alike! Find out why we are top real estate experts. Call us: 636-931-9100.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"I Wish I Had Talked To Tammy First"
"I only wish I had signed with you much earlier. What the others couldn’t do you were able to do, namely, get my property SOLD."
Loren L (Nick) Fjone
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Talk To Tammy 5 Star Team is one of The Top Selling Real Estate Experts™
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Where is the world's largest industrial building located?
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| A |
The single largest industrial structure is the container freight station of Asia Terminals Ltd in Hong Kong. It is 359 feet high, with 15 levels. |
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Talk To Tammy 5 Star Team
Signature Properties
209 Main Street
Festus MO 63028
Phone: 636-931-9100
Fax: 636-937-1110
Email: tammy@talktotammy.com
The Talk To Tammy 5 Star Team Mission Statement
To provide first class service with honesty, integrity, promptness, and an "It's My Pleasure" attitude to every client we serve. To have a balanced life while maintaining the marketshare and giving back to our community.
"Anything Less Than Excellence is Unacceptable"
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